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Fipto

Money Movement / Orchestrationfipto.com

Europe's first dual-licensed (PI + MiCA CASP). B2B stablecoin settlement. €15M seed. 45+ currencies.

Overview

Team size

40

Funding

EUR15M seed (Sep 2023, Serena + Motier Ventures)

Volume

Spreads

Transparent upfront fees; degressive volume-based; custom per client

Target market

Enterprise, B2B cross-border, payment companies, treasury

Licenses & Regulatory

JurisdictionTypeStatus
France / EUPIactive
France / EUMiCAactive

Chains & Assets

ChainAssets
Ethereum
USDCEURCEURCV
Solana
USDC
Base
USDC

Fiat Rails

CurrencyCountryMethodsDirection
USDGlobal
SWIFT
both
EURGlobal
SWIFT
both
GBPGlobal
SWIFT
both
EUREU
SEPA Instant (24/7)
both
EUREU
SEPA Credit Transfer
both
GBPUK
Faster Payments
both
BRLBrazil
PIX
both
MXNMexico
SPEI
both
NGNNigeria
Bank transfer
both
KESKenya
Mobile money
both
ZARSouth Africa
EFT
both
GHSGhana
Bank transfer
both
XOFWest Africa
Mobile money
both
INRIndia
UPI
both
PHPPhilippines
Bank transfer
both
IDRIndonesia
Bank transfer
both
THBThailand
PromptPay
both
SGDSingapore
FAST
both
HKDHong Kong
Bank transfer
both
AUDAustralia
Bank transfer
both
JPYJapan
Bank transfer
both
AEDUAE
Bank transfer
both
SARSaudi Arabia
Bank transfer
both

Virtual Accounts

EURIBAN
USDIBAN
GBPSort code

Features

Card issuance
Yield orchestration
Stablecoin issuance
Cross-chain bridging
Embedded walletsMulti-currency fiat + crypto accounts
QR payments
Card processing

Geographic Coverage — 47 countries

Europe31

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, UK

Americas2

Brazil, Mexico

Africa4

Ghana, Kenya, Nigeria, South Africa

APAC8

Australia, Hong Kong, India, Indonesia, Japan, Philippines, Singapore, Thailand

Middle East2

Saudi Arabia, UAE

Connected Companies (4)

Stablecoins

Networks / L1s & L2s